CHOOSE THE BEST FINANCING PLAN FOR YOUR NEEDS
Whether you’re planning new siding, decks, dry rot repair, windows, or energy-efficient upgrades, our financing options fit a wide range of budgets and homeowner needs. With no pre-payment penalties and flexible repayment structures, you can select a plan that aligns with your financial goals.
We partner with trusted, established financing providers to give you access to government-backed programs and traditional consumer loans. Our process is simple and transparent, featuring quick applications, fast approvals, and no hidden fees.
SIMPLE STEPS TO GET FINANCING
Schedule a Consultation
Start with a free consultation to discuss your project, budget, and financing needs with our team.
Pick Financing Options
We’ll walk you through available plans, explain terms clearly, and help you choose the best option.
Apply & Get Approved
Complete a quick and simple questionnaire with fast approval decisions – often within minutes.
Start Your Project
We move forward with your exterior upgrade while you enjoy flexible, manageable payments.
Reviews from Satisfied Customers
Michael Davis The crew from ABD (American Building Development) showed up early and worked non-stop for both days. I am very happy with their craftsmanship and attention to detail. Thanks! Tambour Eller Excellent customer service and phenomenal quality craftsmanship from ABD (American Building Development). We needed repairs quickly for the sale of a home, and they went above and beyond to help us understand the nature of the comments and the methods to correct them. I highly recommend this team of great professionals! Paige Gandy The team at ABD (American Building Development) was on time, worked quickly, and had great communication with us. They handled some touch-up painting and dry rot repairs for our home. WHY CHOOSE OUR FINANCING OPTIONS
If your deck shows any signs of damage or aging, take care of your comfort in advance. Looking for deck repair services near me in California? At ABD, we specialize in bringing your decks back to life, improving their durability and beautiful appearance for many years.
0% Interest Plans Available
Take advantage of promotional plans with zero interest for qualified terms.
Deferred Payment Options
Get deferred payment options that give you flexibility before regular payments begin.
0% Down Payment Options
Start your exterior upgrade without high upfront costs and keep your savings intact.
Fast & Simple Approval
Complete a quick application process with approvals often within minutes.
Financing for Multiple Projects
Cover siding, roofing, windows, and energy-efficient upgrades – all in one plan.
High Approval Rates
Our financing solutions are available for a wide range of credit profiles – including those with less-than-perfect credit.
FINANCING AROUND YOUR HOME IMPROVEMENT GOALS
ABD is a trusted exterior remodeling company serving Sacramento and the surrounding areas. We specialize in siding, decking, windows, and full exterior upgrades, helping homeowners improve the look and long-term value of their homes.
What sets us apart is the quality of our work and how accessible we make it to get started. With flexible financing options, we help homeowners move forward with their projects without delaying important improvements due to budget constraints.
Whether you’re planning a complete exterior transformation or targeted upgrades, our team is committed to delivering reliable workmanship, honest guidance, and financing solutions built around your goals. With ABD, your home is cared for with precision, expertise, and trust.
PACE Program — Renew Financial
Financing based on your home – not your credit score.
PACE financing through Renew Financial lets homeowners repay eligible project costs over time through their property tax bill. Approval is based on home equity and property tax payment history, not credit score, making it a strong option for homeowners with equity who may not qualify for a traditional loan.
Home-Equity-Based Approval · Long Repayment Terms:
- No credit score required – qualify based on home equity and a clear property tax payment record
- Repayment terms from about 5 years up to 25-30 years, depending on the type of improvement
- Longer-lasting upgrades like windows, roofing, and siding can often be financed over 20-30 years, keeping annual costs low
Key benefits for homeowners:
- Eligible improvements – Available to California homeowners for a wide range of home improvements
- Approval – Based on home equity and property tax payment history, not credit score
- Repayment – Added to your property tax bill, no separate monthly loan
Service Finance Company, LLC
Service Finance Company offers straightforward home improvement loans designed to fit your budget. Whether you want to pay off your balance quickly with no interest, or spread payments out comfortably over several years, there’s a plan to match your goals – with quick approvals and no application fees.
0% Interest Options · Long-Term Low Payments:
- 0% for 12 months, same as cash – no payments and no interest for a full year if you pay off the balance in time
- 0% for 60 months with equal, fixed monthly payments for the entire term
- Low fixed-rate loans with terms up to 20 years, for the smallest possible monthly payment
Key benefits for homeowners:
- Eligible improvements – Home improvement projects
- Approval – Quick approvals, no application fees
1st Security Bank
Looking for a steady, predictable way to finance your project? 1st Security Bank provides reliable home improvement financing with a fixed rate, predictable monthly payments, and flexible terms – a solid choice for homeowners who want a simple, dependable loan. Promotional no-interest options are also available if you plan to pay your balance off sooner.
No-Interest Promotional Periods · Long-Term Fixed Rates:
- No interest, no payments for 12 months
- No interest, no payments for up to 24 months on larger projects
- Low fixed-rate loans with terms up to 20 years
Key benefits for homeowners:
- Eligible improvements – Home improvement projects of all sizes
- Loan structure – Fixed rate, predictable monthly payments
Foundation Finance
Already been turned down by another lender? Foundation Finance makes home improvement financing accessible to a wide range of homeowners, working with customers across a broad range of credit situations, so it may still be worth applying. Plans range from quick-payoff options to longer terms with comfortable monthly payments.
Same-As-Cash & Flexible-Term Options:
- Same-as-cash plans – zero interest when the balance is paid in full within the promotional period
- Reduced-rate installment loans with longer terms for lower monthly payments
- Standard fixed-rate loans with predictable payments
Key benefits for homeowners:
- Eligible improvements – Home improvement projects, a broad range accepted
- Approval – Flexible options for a wide range of credit profiles, even less-than-perfect credit
Synchrony
Planning more than one project? Synchrony offers home improvement financing through a convenient, reusable credit line. It comes with promotional offers that help you save on interest, and because it’s a revolving credit line, you can use it again for future home projects without re-applying.
Promotional No-Interest Offers · Reusable Credit Line:
- No interest if the balance is paid in full within the promotional period (for example, 6, 12, or 18 months)
- Equal monthly payment promotions that spread the cost over a set term
- A reusable credit line for future home improvement needs – no re-applying
Key benefits for homeowners:
- Eligible improvements – Home improvement projects
- Approval – Revolving credit line, reusable for future projects without reapplying
Hear From Our Satisfied Customers
FAQ
Flexible Financing For Your Exterior Home Improvements
American Building Development proudly serves homeowners in Sacramento and surrounding areas with flexible financing solutions for siding, decking, windows, and full exterior renovations.
We make it easier to invest in your home by offering payment plans designed to fit a wide range of budgets. Whether you’re planning a small upgrade or a full exterior transformation, our financing options help you start your project without financial stress.
Contact American Building Development today to explore your financing solutions and get a free, no-obligation project estimate.